Visa’s Fortune Teller App Foreseeing Your Financial Future


New mobile app helps Hong Kong consumers make informed financial decisions and raises awareness of the importance of future wealth planning

Visa is pleased to introduce a mobile app, called Financial Fortune Teller* (財務水晶球), today in Hong Kong. The Financial Fortune Teller App is the first ever app tailored for Hong Kong people, aiming to help consumers better understand their personal financial situation and plan for retirement.

‘Visa believes the most important financial tool is knowledge,’ said Caroline Ada, General Manager of Visa Hong Kong and Macau. ‘We are proud to introduce the Financial Fortune Teller App with the aim of inspiring consumers to plan ahead and start their financial planning early. It is important to make a long-term plan for your financial security.’

The app asks the user to input the basic financial information needed to calculate a retirement plan: present age, planned retirement age, expected length of retirement, expected annual retirement income, and preferred investment strategy, from aggressive to conservative.

The app then calculates the user’s expected annual retirement income, categorises it in different levels, based on the user’s expectations, and provides tips on the different ways to improve retirement income: boosting annual savings, increasing income or adjusting their expected retirement age, for example. Alternatively, they can reduce their anticipated retirement expenses including housing, healthcare, food and transportation. This helps users understand what changes they have to make to accomplish their retirement savings goals or how much they will have to adjust their retirement expenses and expectations.

The app is suitable for all ages. Users can see the results of their retirement savings plan by changing their personal financial data and expectations, and the app will recalculate their annual retirement income. 

For a bit of extra fun, the app has an age-my-face function, which predicts how the user’s face will change between now and their planned retirement age.

The app will become a teaching tool for the General Studies-Financial Literacy Online Quiz Championship; it will be introduced to all secondary school students in Hong Kong next month.

Visa is dedicated to financial literacy and has developed and delivered award winning educational programmes to more than 40 million people in more than 42 markets in the past 20 years. Visa’s Financial Fortune Teller app is an innovative way for consumers to explore and realize their financial future. Other resourceful materials on financial literacy are available at

The Financial Fortune Teller app is available on Google Play and the iOS App Store for free.

*The Fortune Teller App is for reference only. This App is not intended to offer financial advice for retirement planning. Visa does not request or collect personal information from the app users. Please refer to the app’s Privacy Policy for details.


About Visa

Visa Inc. (NYSE: V) is a global payments technology company that connects consumers, businesses, financial institutions, and governments in more than 200 countries and territories to fast, secure and reliable electronic payments. We operate one of the world's most advanced processing networks — VisaNet — that is capable of handling more than 65,000 transaction messages a second, with fraud protection for consumers and assured payment for merchants. Visa is not a bank and does not issue cards, extend credit or set rates and fees for consumers. Visa's innovations, however, enable its financial institution customers to offer consumers more choices: pay now with debit, pay ahead of time with prepaid or pay later with credit products. For more information, visit, and @VisaNews.